- Benefit Administration Solutions
- Group Health Insurance
- Human Resources Solutions
- Voluntary Benefits
David Rine Insurance Services, Inc Overview
David Rine Insurance is the Managing Partner of Select Group Benefits, one of the largest producers of group health insurance in Northeast Ohio. Our organization is much different than your typical insurance firm in that we do not simply focus our efforts on shopping carriers each year simply to win the most competitive bid (though we do this automatically), but direct our efforts to addressing the root of the problem. Your loss ratio will continue to rise year after year, which ultimately leads to higher premiums for your organziation unless you take drastic measures to contain your costs. The medical industry is the only one of its kind in our nation where consumers have no idea what they are going to spend until they receive their bill. This creates a huge dilemma because it enables providers to charge whatever they want with virtually no accountability. At David Rine Insurance, we have focused our efforts on obtaining the data necessary to educate our clients on how to become smarter consumers of healthcare and utilize integrated technology in order to significantly improve medical loss ratios. The key to this solution is a high employee engagement rate, which we have mastered. Our platform includes a concierge service to automatically drive employees to high quality yet low cost facilies, a prescription savings program (50-60% savings), a billing negotiation service and telemedicine at a $0 copay. These services are all linked to one plaftorm and cell phone application for ease of use. We also employ the latest benefits enrollment technology and HR services to maximize your organziational efficiency. We partner with our clients to bring signifcant value in ways that go far above and beyond our call of duty. It would be well worth your time to have a conversation with our team.
About The Service
Elevate Benefits, LLC owns and operates SHRM Broker Finder, a software as a service (SaaS) platform. Our platform supports your independent research, vetting and hiring processes. The company facilitates introductions and exchange of information between parties seeking and offering solutions. We are not a licensed financial services entity of any kind and we do not seek to sell or make money from the sale of any employee benefits, financial services or any other regulated products or services. We also do not make specific provider, product or service recommendations. Learn more by visiting our Frequently Asked Questions.