
Risk Cooperative
Risk Cooperative is a specialized strategy, risk and insurance advisory firm.Washington, DC 20006
Practice Areas
- Benefit Administration Solutions
- Business Owner’s Policy (BOP)
- Commercial Auto Coverage
- EPLI
- Executive Benefits
- Group Disability
- Group Health Insurance
- Group Life/AD&D
- Insurance periodicals, newsletters, and websites
- Property & Casualty Insurance
- Retirement Plans
- Umbrella Coverage
- Voluntary Benefits
- Workers’ Compensation Insurance
Risk Cooperative Overview
Risk Cooperative’s mission is to bring our years of experience to helping clients navigate insurance complexity and price inflation without eroding competitiveness. Geared to give small to mid-sized firms the advantages enjoyed by larger employers, RIsk Cooperative offer's turnkey solutions with the convenience of one point of contact.
We view insurance as a catalyst for growth, rather than a cost of doing business. Our team has extensive experience helping organizations develop robust, business-focused risk mitigation strategies, utilizing insurance and alternative risk transfer solutions. A proudly independent insurance brokerage, our focus is to provide the best possible solution for the client.
Risk Cooperative is a fully-licensed independent brokerage, operating along the full spectrum of risks and insurance classes, covering life, health, property, casualty and specialty risks. Working with all major global insurance markets, and as a Lloyd’s coverholder, Risk Cooperative is uniquely positioned to help clients address any risk issue.
Areas of Special Focus
- Association Health Plans
- Benefit Audits
- Benefit Communications
- Benefit Marketplace Solutions
- Captives
- Compliance
- Health Advocacy
- Health and Benefits Consulting
- Life, Accident and Disability
- Open Enrollment Support
- Plan Design
- Special Risk
- Supplemental Benefits
Employer Types We Serve
- Government Entity
- Non Profit
- Privately Held Company
- Publicly Traded Company
Areas Served by Risk Cooperative
- District of Columbia
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Industry Specialization of Risk Cooperative
- Banking
- Computer
- Construction
- Consulting
- Education
- Energy
- Financial Services
- Health
- Insurance Brokerage
- Manufacturing
- Medical Practice
- Property Management
- Real Estate
- Technology
- Transportation
- Travel
- Utilities
Team at Risk Cooperative
Les Williams works with clients to help develop risk mitigation strategies and provide insurance portfolio management. He is a licensed insurance broker, a Certified Risk Manager (CRM) and was recognized as a 2020 Power Broker in Risk & Insurance.

Derrick Wong works with clients as an Account Executive at Risk Cooperative. He has over 10 years of experience as a licensed professional in the health insurance industry.

Derrick Wong
Account Executive
Maria brings more than 15 years of experience in commercial insurance, across life, health, property and casualty programs. She provides insurance and risk mitigation consultations, program development, policy administration, and claims handling services.

Maria Jaramillo
Director of Operations
Risk Cooperative Certifications
- Lloyd's Coverholder
- Risk Insider
Awards and Recognition
- 2020 Risk & Insurance Power Broker
Risk & Insurance Power Broker
February - 2020
Les Williams is recognized by Risk & Insurance in the Specialty category.
- 2018 Powermeter 100
Powermeter 100
June - 2018
The Powermeter 100 honors individuals for their contributions to the Hispanic community in the Greater Washington area. Dante Disparte was named in the inaugural list.
- 2017 Washington Business Journal's 40 Leaders Under 40
Washington Business Journal's 40 Leaders Under 40
July - 2017
Dante Disparte was recognized as one of Washington D.C.'s business leaders.
- 2017 Named Lloyd's Coverholder
Named Lloyd's Coverholder
October - 2017
The Coverholder designation authorizes Risk Cooperative to enter into insurance contracts to be underwritten by the members of the Lloyd's syndicate.
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