Total Benefit Solutions, Inc

Practice Areas

• Agency Technology
• Benefit Administration Solutions
• Consumerism Solutions
• Group Health Insurance
• Human Resources Solutions
• Individual Health Insurance
• Medicare Supplements
• PEO Solutions
• Voluntary Benefits

Total Benefit Solutions, Inc Overview

Want an insurance broker who knows what it's like being on the other side?

I learned the health insurance business when my daughter needed a liver transplant and my health  insurance company declined to cover it. I know how to act as an advocate and an advisor for my clients.

As an independent insurance broker I have over 25 years of representing my client's bests interests and the experience dealing with health insurance and other benefits.

With so many changes health insurance business, I studied and achieved a special certification for consumer driven health plans, CBC or Chartered Benefit Consultant. This has helped our clients achieve better results when considering insurance plans.

In 2013 I completed the certification of Certified Healthcare Reform Specialist, CHRS so that I could be better prepared to help my clients through the changes mandated by the Affordable Care Act.

In addition I'm trained and certified each year to handle all types of Medicare health insurance from many companies.

There are many creative methods for handling benefits plans and costs and we are experienced enough to know how to carefully tailor a plan that best meets your needs. 

Let us show you the way, whether you are considering a change in your current plan, a new plan or a new broker. I can be reached at (215)355-2121, by email at edmac@totalbenefits.net or at our website http://www.totalbenefits.net 

Specialties: Health Or Medical Insurance, Level funding, self insurance, refernce based pricing, Medicare Supplements, Medicare Advantage, PDP RX plans,  FSA's-Flexible Spending Accounts, Supplemental Benefits. HSA's-Health Savings Accounts, HRA-s Health Reimbursement Arrangements, I specialize in  implementing real life solutions that help my clients reduce their costs, increase their benefits or do both.